Financial Wellness Infrastructure
for Organizations Serving Clergy
Proprietary tools, training curriculum, and specialized financial education for pastors and the institutions that support them
The Hidden Crisis Affecting Your Pastors
Pastoral financial stress isn't just a personal problem—it's an institutional one. When clergy struggle financially, it affects retention, ministry effectiveness, and the health of your entire network
90%
of pastors report financial stress
76%
know a colleague who left ministry due to financial pressure
42%
seriously considered quitting in the past year
The root cause? Clergy face the most complex financial situation in America—dual tax status, housing allowance regulations, SECA obligations, unique retirement vehicles—yet most receive zero specialized training. Generic financial tools don't work. Generic advisors don't understand. And with an average cost of $50,000-$100,000 to replace a single pastor, the burnout crisis among pastors is quickly escalating to a denominational epidemic.
Your pastors deserve infrastructure built specifically for them.
The Solution:
Scalable Financial Wellness—Deployed Through Your Organization
Shepherd's Wallet provides the specialized infrastructure denominational leaders need to support clergy financial health at scale:
Proprietary Technology Suite
Pastor Retirement Projector
Housing Allowance Optimizer
Pastor Tax Estimator
Payroll Audit Tool
Comprehensive Training Curriculum
135,000+ words of specialized content—developed specifically for clergy—delivered through your existing channels.
Specialized Knowledge
Deep knowledge of dual tax status, housing allowances, SECA strategies, 403(b)(9) plans, and denominational benefit structures that generic providers simply don't have.
Built for Organizations. Deployed to Pastors.
Denominational Leaders
Bishops, district presidents, conference executives responsible for clergy wellness across networks of 50–200+ pastors. You need scalable solutions, not one-off interventions.
RIA & Wealth Management Firms
Financial services firms wanting to serve the church market but lacking clergy-specific expertise. Differentiate your practice with specialized tools and training.
Preventing Pastoral Turnover and Burnout
When a pastor leaves due to financial stress, your organization absorbs the cost: search committees, interim leadership, congregation disruption, institutional knowledge loss. The average pastoral transition costs $50,000–$100,000.
Proactive financial wellness infrastructure costs a fraction of that—and serves your entire pastoral network, not just one minister in crisis.
Available Funding
Many denominational wellness initiatives qualify for Lilly Endowment grants ($500K–$1.25M over 3–4 years). We partner with organizations to develop grant-ready proposals.
Are You a Pastor Navigating This Alone?
While our primary focus is equipping organizations to serve clergy at scale, we maintain a selective boutique practice for individual pastors—particularly around the uniquely complex area of clergy taxation
Pastor Tax Review
A comprehensive evaluation of your tax situation. We identify optimization opportunities and compliance issues, then recommend next steps.
$150 (after discount)
Tax Mastery Training
DIY tax coaching for pastors with simpler situations. Learn to handle your own clergy taxes with confidence.
$295 ($245 early bird before January 31)
Starting at $525Clergy Tax Preparation
Boutique full-service tax preparation with limited availability. For pastors with complex situations requiring specialized professional preparation.
Meet Seth Scott, CKA®
Serving Pastors Financially Since 2021
After 20 years in and around ministry and a successful transition into financial planning, I received a clear divine assignment: “Cover financially those who cover us spiritually.”
This became my exclusive mission—serving as an armorbearer for pastors, and fulfilling this calling by partnering with the organizations that serve them.
20+ years of ministry experience as a worship leader and church board member
Exclusive focus on pastoral finances and taxation—including tax regulations, housing allowances, and church retirement plans
Contact Us
Let’s talk to discuss next steps for you or your organization.